Your Everyday Spending, Supercharged.
The Luma Haven Mark checking card is more than just a way to pay. It’s a smart, secure, and rewarding tool designed to give you complete control over your money, wherever you go.
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Up to 1% Cashback
Earn rewards automatically on everyday purchases like groceries, dining, and subscriptions. No points, just cash.
Instant Control
Freeze your card, set spending limits, and enable or disable payment types instantly from the Luma Haven Mark app.
Travel Ready
Spend like a local with no foreign transaction fees and access to fair exchange rates in over 150 currencies.
Bank-Grade Security
Your card is protected with an EMV chip, 24/7 fraud monitoring, and the ability to create virtual cards for online safety.
One Card, Endless Possibilities
From your wallet to your phone, your Luma Haven Mark card is designed to fit seamlessly into your life.
Every Feature You Expect, and More
We've packed the Luma Haven Mark card with powerful features to enhance your security and simplify your life.
Real-Time Notifications
Get instant alerts for every transaction, so you always know what's happening with your account.
Spending Insights
Your card purchases are automatically categorized, helping you understand your habits and budget smarter.
Free ATM Withdrawals
Access your cash when you need it with free withdrawals from our extensive network of ATMs worldwide.
Frequently Asked Questions
No. The Luma Haven Mark checking account and physical card are completely free, with no monthly maintenance fees or minimum balance requirements.
Simply open a Luma Haven Mark account through our mobile app. Once your identity is verified, you can order your physical card, which typically arrives in 5-7 business days. You can start using your virtual card immediately.
Yes. Your deposits are FDIC insured up to $250,000 through our partner bank. We also employ bank-grade encryption and security protocols to protect your account and data.
Absolutely. We charge no foreign transaction fees, making it the perfect travel companion. You'll get the real Mastercard exchange rate, saving you money on every purchase abroad.
Ready for a Smarter Card?
Join Luma Haven Mark today and unlock a better way to spend. Sign-up is free, takes just minutes, and your new card is waiting.
Open Your Free Account